Forever 21 Credit Card Reviews: Is It Any Good?

Forever 21 Credit Card Reviews

Forever 21 Credit Card Reviews: Is It Any Good? As the company that gave you your Forever 21 credit card, Comenity Capital Bank is committed to helping cardholders who are having trouble because of the COVID-19 outbreak.

Continue reading to determine whether the Forever 21 credit card is perfect for you.

Main Points

    • Signup bonus. Offers a 20-point signup incentive for travel, gifts, or other goodies.
    • High APRs. This card isn’t good for balance-carrying.
    • No annual fee*. This is an easy-to-use rewards card. It rewards purchases without an annual charge.
  • Fair or better credit required. Above 600 is an excellent credit score.

Pros & Cons of Forever 21 Credit Card

                                                         The Good            The Bad
    • Forever Rewarded Anniversary and Forever 21’s birthday: 21% off
    • $10 off $25 with birthday discount
    • At the conclusion of each earning period, you’ll get a $5 Reward Certificate that may be redeemed at any Forever 21 store in the U.S. and online.
    • Annual fee-free.
    • Accepts fair-credit applicants.
    • Cardholders may receive prizes.
    • Forever 21 reports to various credit agencies.
    • High interest rate.
    • This card is for Forever 21 only.
    • High purchasing APRs.
    • Does not include many credit card benefits.

Forever 21 Credit Card FAQ

Does Forever 21 Credit Card Have A Cash Back Or Rewards Program?

The Forever 21 credit card is a rewards card.

                                                                               Forever 21 Credit Card Rewards
Rewards rate (all purchases)N/A
Max rewards rateN/A
Annual rewards limitN/A
Signup Bonus ($)N/A
Signup Bonus (Points/Miles)20

Does Forever 21 Credit Card Have a Signup Bonus?

This card does not give an initial cash deposit incentive. It does, however, come with a 20-point sign-up bonus that can be redeemed for travel, gifts, and other incentives.

Does Forever 21 Credit Card Offer An Annual Loyalty Bonus?

This card offers no cash loyalty rewards.

What Are The Forever 21 Credit Card Benefits?

It provides the following benefits:

    • Zero fraud liability.
    • Transmits information to major credit bureaus

What Are The Relevant APRs For Forever 21 Credit Card?

According to the Federal Reserve Board, the average normal APR for all credit cards is 15%, while the average APR for accounts with a balance is 17%.

Read: You Need To Know About Fidelity Rewards Visa Signature Credit Card

This card offers above-average standard APRs.

Does Forever 21 Credit Card Have An intro APR Offer On Balance Transfers?

No, there is no introductory APR offer for balance transfers.

Does Forever 21 Credit Card Have An Intro APR Offer On New Purchases?

This card does not provide an introductory APR on purchases.

What Are The Fees For Forever 21 Credit Card?

The following fees apply:

Forever 21 Credit Card Fees
                                       Fees                                                          Amount
Annual Fee $0
Returned Payment Feeup to $40
Late Payment Feeup to $40

This card doesn’t charge an annual fee, which makes it a great choice for people who want a low-cost rewards card.

What Is The Customer Service Phone Number for Forever 21 Credit Card?

The phone number for Forever 21 credit card customer care is (185).

What is the support contact email for Forever 21 credit card?

The email address for Forever 21 credit card assistance is

What is the Forever 21 credit card login page?

Here is the login page for Forever 21 credit card holders.

How do people rate the customer service and user experience of Forever 21 credit card?

Overall, user and customer service reviews of the Forever 21 credit card show that it is not a good choice.

Does Forever 21 Credit Card report your account activity to credit bureaus?

Yes, the Forever 21 Credit Card will report your account activity to the three major credit bureaus:

  • Equifax
  • Experian
  • Transunion

Regular, on-time payments to a creditor who reports to one or more credit agencies will reflect your fiscal responsibility and may assist in enhancing your credit score.

How to apply for Forever 21 credit card

    • Visit the webpage for the Forever 21 credit card.
    • Complete the application. Typically, you will be required to submit standard financial information, like your Social Security number, address, and yearly salary.
    • Verify the accuracy of the information and submit your application.

If your credit score prevents you from being approved for this credit card, please refer to our guide to the best credit cards for poor credit.



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